easymoney Title Loans

Title Loans

Turn your title into cash

When you need access to a larger amount of cash, consider a Title Loan, in Alabama a title pawn, from easymoney. If you have a clear title to an approved vehicle you can access funds through our Title Loans process.

You can secure a Title Loan using the clear title of a car, truck, RV or motorcycle as collateral for cash. To apply for a Title Loan, simply bring the clear title to your nearest easymoney store. When you arrive, our dedicated team members will assess your vehicle to determine your loan eligibility and approval.

Once you have been approved, we will hold on to your title, but you will leave the store with cash in hand and your vehicle. You will get your title back once the loan has been fully repaid. If you are concerned about your ability to make a payment, make sure to contact us immediately as defaulting on your loan could lead to repossession.

Unfortunately, only vehicles which are paid off and have a clear title are eligible to qualify as collateral for a title loan. This applies whether it is a car Title Loan, motorcycle Title Loan, or Title Loans for trucks and RVs.

Getting Started is Easy

You can make your payment online or in-store! You can pay off your loan early if you want, just make sure to stay current on those payments.

In short, it’s possible. However, you’ll want to chat with one of our knowledgeable team members at your neighborhood store. Every situation is unique, and various factors can affect eligibility.  

A clear title means there are no liens on your vehicle from a creditor or any lender. For example, if you financed your vehicle, the lender has a lien on your vehicle and you do not have a clear title.

Have more questions? Check out our general FAQ page for a deeper dive into all of your loan questions.

In a hurry? Don’t forget you’ll need these items!

Loan requirements

Each state’s requirements are different, but you will likely need some or all of the following to complete your Title Loan application:

  • Your vehicle and title
  • An Active Bank Account
  • Government-Issued Photo-ID
  • Proof of Income
  • Most Recent Bank Statement
  • Checking Account + Bank Routing Number
  • Social Security Number/ITIN

We are more than just a Title Loan company

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Customer Notice: There are a wide variety of financial products available in the marketplace, so your choice should match your financial needs. Small-dollar loans used over a long period of time can be expensive.

Noticia al Consumidor: Existe una amplia variedad de productos financieros disponibles en el mercado, por lo que su elección debe coincidir con sus necesidades financieras. Los préstamos de poco dinero utilizados durante un largo período de tiempo pueden ser costosos.

Loan Products: Subject to state regulations, eligibility, credit check, underwriting & approval, and meeting state database eligibility where required, based on type of lending product requested. All products are not available at all locations. Rates, terms and conditions apply. See associate for details. Lending decisions and funding times subject to system limitations. Some applications may require additional verification, which can delay the lending decision.

Non-Loan Services: Rules, restrictions, and fees apply. See store for details.

Alabama: Minimum age to apply in Alabama is 19. Title loan amount determined by condition of vehicle and borrower's income. Not all clients or vehicles qualify. Title loans are made under the Alabama Pawnshop Act, Ala. Code 5-19A-1 et seq.

Tennessee: The State of Tennessee requires a minimum principal reduction on Line of Credit Products. In order to comply with the minimum state-required principal reduction, easymoney requires that minimum payments include a principal reduction of 2% for Customers who get paid bi-weekly/twice-a-month, or 4% for Customers who get paid monthly.

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