easymoney Payday Loans

Payday Loans

Is payday too far away? easymoney could be your solution!

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A Payday Loan, also known as payroll advance or cash advance, is a small, short-term loan that is to be paid back in a short time frame. Designed to cover the unexpected emergencies that crop up for everyone from time to time. A Payday Loan from easymoney will get you back on track quickly!

Apply for a Payday Loan at an easymoney store nearby. You can get up to $425 in Tennessee or $500 in Alabama.

Payday Loans are short term loans that are typically due in a few days or weeks. Essentially, we can cover you with a loan till payday to cover time-sensitive expenses.

We work hard to help each customer who walks through our doors. Even if your credit isn't perfect, we can still often times help. Give us a call or pop into the store to learn more.

Getting Started is Easy

We’re proud to provide our Customers with a fast Payday Loan process. Once approved, you can walk away with your money. It’s that easy!

When extra expenses pop up before payday, if approved, you can borrow the cash from easymoney and pay it back when you get your check. Simply bring the documents required for a Payday Loan application to a store nearby and speak with our team. 

Repayment is a breeze and due dates depend on your pay schedule. This typically ranges from 14-30 days from the time you take out the loan. You can always pay the loan off early but if you need more time, you may be eligible for an extension (EPP-Extended Payment Plan) contact your store for more information at least one banking day prior to your loan due date.

Have more questions? Check out our general FAQ page for a deeper dive into all of your loan questions.

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In a hurry? Don’t forget you’ll need these items!

Payday Loan Requirements

Each state’s requirements are different, but you will likely need some or all of the following:

  • An Active Bank Account
  • Government-Issued Photo-ID
  • Proof of Income
  • Most Recent Bank Statement
  • Checking Account + Bank Routing Number
  • Social Security Number/ITIN
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Loan/Pawn Products: To receive a loan, you must meet applicable creditworthiness criteria. Subject to state regulations, eligibility, credit check, underwriting and approval. Must meet state database eligibility. Applicant cannot be an active-duty member of the Military, or that person's spouse or dependent. Funded amounts may vary by state, store, product or based on the results of an ability to repay analysis (where applicable). Rates, terms and conditions apply. All products are not available at all locations. Lending decisions and funding times subject to system limitations. Some applications may require additional verification, which can delay the funding decision.

Title pawns are subject to minimum auto value requirements. Vehicle and title must be present to complete appraisal where applicable. 

Store Services: Rules, restrictions, and fees apply. See store for details. 

Alabama: Minimum age to apply for secured product is 19.

Green Dot: Must be the age of majority in your state of residence (18 or more) to open an account. Online access, mobile number verification (via text message) and identity verification (including SSN) are required to open and use your account. Mobile number verification, email address verification and mobile app are required to access all features. 

1. Early direct deposit availability depends on payor type, timing, payment instructions, and bank fraud prevention measures. As such, early direct deposit availability may vary from pay period to pay period. The name and Social Security number on file with your employer or benefits provider must match your Green Dot account to prevent fraud restrictions on the account. 

2. Opt-in required. Account must have initial eligible direct deposits, must be in good standing and have an activated chip-enabled debit card to opt-in. Ongoing eligible direct deposits and other criteria apply to maintain eligibility for overdraft protection. Only debit card purchase transactions are eligible for overdraft protection and overdrafts are paid at our discretion. We reserve the right to not pay overdrafts. For example, we may not pay overdrafts if the account is not in good standing, or is not receiving ongoing eligible direct deposits, or has too many overdrafts. Overdraft fees may cause your account to be overdrawn by an amount that is greater than your overdraft coverage. A $15 fee may apply to each eligible purchase transaction that brings your account negative. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid a fee. Overdraft protection is only available on Demand Deposit Accounts that meet eligibility requirements. Log into and refer to your Account Agreement to check feature availability. 

3. See app for free ATM locations. 4 free withdrawals per calendar month, $3.00 per withdrawal thereafter. $3 for out-of-network withdrawals and $.50 for balance inquiries, plus any fee the ATM owner may charge. Limits apply. 

Green Dot® cards are issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of Visa International Service Association. And by Mastercard international Inc. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. Green Dot Bank also operates under the following registered trade names: GO2bank, GoBank and Bonneville Bank. All of these registered trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. Deposits under any of these trade names are deposited with Green Dot Ban and are aggregated for deposit insurance coverage up to the allowable limits. ©2025 Green Dot Bank. All rights reserved. Green Dot Corporation NMLS #914924; Green Dot Bank NMLS #908739 

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2312 E Trinity Mills Rd, Ste 100, Carrollton TX 75006


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